Thursday, April 18, 2013

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If you have a small business and need extra financial assistance but are unable to obtain money from a traditional source then a business cash advance is a prime option. A business cash advance provides businesses with the capital they require to continue functioning and developing. The main differences between such a loan and a normal program is that they're unsecured, don't need any collateral and require no personal guarantee.
Business Cash Advance Program
If you own a small or middle sized company it can be difficult to obtain a loan. However, in order to keep such a venture afloat and expanding, working finance is important. This is why a business cash advance is a good option when looking for a small business loan. It offers the money you need where other loan won't. This is primarily because such a loan concentrates on your business' strengths as opposed to your credit. All you require to apply for a business cash advance is:
* a bank account for your business;
* an income of at least $5000 a month;
* and no bankruptcy still at large.
There are a number of benefits in opting for a business cash advance:
* A major advantage of this business loan is that it's available to high risk companies. These include jewelry, furniture and gas for example.
* There's no minimum credit limit to apply for it.
* For particular businesses, you can advance as much as 200% of your credit card sales.
* If you tend to work with cash and checks as opposed to credit cards you can advance up to 50% of all your bank deposits.
* There's no lease requirements therefore you can opt for a month per month lease if that suits you better.
* No landlord reference is required.
Electronic Payment Processing - Merchant Capital
Electronic payment is a prime payment solution. Not only is it efficient and easy but gives your customers another payment option thereby expanding your clientele and improving your place on the market.
There are a number of benefits to using this form of processing:
* Credit cards open up the number of payment options available to your customers. Therefore, by including credit cards you improve your level of customer service.
* Another advantage of increasing the number of payment options you provide is that you can also increase your sales. This is because credit cards not only improve your overall revenue but allow individuals to spend more on a single purchase.
* Electronic funds transfer faster which means that you're able to receive your money quicker.
* The amount of actual money you keep in your store is reduced.
* There's less risk associated with electronic payments. A problem with checks is that they can be returned NSF, however, this doesn't occur with credit card payments.
* It's easier to keep a record of electronic payments so you can save time and effort.
* Because it's easier for your customers, you can keep ahead of the market.
A business cash advance provides finance for businesses who can't obtain capital using traditional routes. You can acquire a loan without the need of providing your previous credit history.
If you own a small business or one which is high risk it can be difficult to obtain credit. However, with a business cash advance you can get the financial security you need.

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