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In times of desperate financial need, plenty of lending options are available to all sorts of borrowers. Despite popular belief, bad credit is not a barrier to getting a fast unsecured loan as long as you know where to look. In such situations, opting for a loan with no credit check, also called a payday loan, can be the answer to your prayers.

Understanding Your Options

Payday loans are designed to provide borrowers with fast access to cash (generally up to $1,500) without the hassle of a credit check. These loans are guaranteed because they are based on simple criteria that most borrowers can meet. Those criteria are:

· The borrower cannot be under 18 years old.

· The borrower must show proof of residence and US citizenship.

· The borrower must have proof of an established job with steady income.

· The borrower must provide the lender with bank account information.

As long as you can meet these eligibility requirements, the opportunity to receive a fast unsecured payday loan is yours. However, there are other options to consider as well.